Aashwin Sachdev, CFP
About / Who I Help
Hi 👋🏽, I’m Aashwin — founder of Luminous Money.
I created Luminous Money as an expression of my personal pursuit of the American Dream: from being a first-generation immigrant working minimum-wage jobs to slowly saving, investing, and building toward financial freedom.
I work with dreamers — especially those navigating big goals, first-generation wealth, entrepreneurship, or non-traditional paths — who want clarity, confidence, and a financial plan that actually fits their life. If you’ve ever felt like you weren’t invited to the table, you’re in the right place. We’re building our own.
I also speak Hindi and can support clients who prefer financial planning conversations in their native language.
Education & Experience
- Certified Financial Planner (CFP®) with 12+ years of experience
- Master of Science in Financial Planning
What I Help With
- 💼 Financial Planning
- 📈 Investment Management
- 🧠 Financial Coaching & Money Mindset
- 💰 Budgeting & Cash Flow Planning
- 🏛️ Retirement & Estate Planning
- 🧾 Tax-Aware Strategy
- 🚀 Wealth Building for First-Gen & Entrepreneurs
Why I’m Different
I created Luminous Money as an expression and reflection of my personal pursuit of the American Dream: from being a first-generation immigrant working minimum wage jobs, to slowly scrimping, saving and investing into achieving some of my biggest dreams.
If you’re a dreamer, you’re one of us. At Luminous, we don’t care about not being invited to the table…..we’re building our own table. I am so excited to meet you!


